Maui Real Estate
Maui Hawaii Homes For Sale
  Maui Real Estate Newsletter  
  Maui Real Estate Agent - James Foster

Maui Real Estate Newsletters

 

July, 2008 - Newsletter for the Maui Market

Aloha! Here is your eNewsletter for the Maui Market from Jim Foster

You are receiving this email because you subscribed to our e-newsletter email list.  If you change your mind and wish to unsubscribe, please send an email to Won@JamesBFoster.com and request to be removed with the subject line, “Unsubscribe from Newsletter.”

Make sure you check out the Useful Internet Sites and Real Estate Tips at the end of this newsletter which includes some valuable information.

Don't forget!  We provide a free Automatic E-mail Notification Service that goes out to recipients whenever a new listing becomes available for a particular condominium complex.  Each of these notifications includes a link to view the details of the brand new listing in the MLS.  We DO NOT SHARE YOUR EMAIL ADDRESS or your contact information with anyone.  To subscribe to our Automatic E-mail Notification Service, please send Won an email at Won@JamesBFoster.com with your first and last name, your email address, and the condominium property you wish to be notified of.

Another service we provide is the Condominium Real Estate Market eUpdates which is sent out periodically to inform potential buyers and owners of specific condominium properties about the real estate market activities at those properties.  This service is provided exclusively for those who own a condominium property or who are interested in a particular condominium complex on West Maui.  If you would like to subscribe to the Condominium Real Estate Market eUpdates for a particular complex or to get a list of all condominium properties that are included in the eUpdates, email Won at Won@JamesBFoster.com.

Maui Real Estate – The Maui real estate market transition moved from an exceptionally strong Seller’s Market to a Buyer’s Market and the Buyers have gained more leverage.  In many different real estate markets the Seller has been in the “driver’s seat” and that has changed in all but very few markets.  Buyers are choosier, homes are staying on the market longer, and prices have flattened or decreased.  Sellers need to realize the change has occurred and deal with it realistically.  The remodeled home or condominium always sells in a shorter period of time and for a higher price.  The Seller should consider having a Home Inspector prepare a report so the Seller will know what items require attention prior to the Buyer requesting the repairs prior to closing.

What created the sudden drop of prices in the early 1990s was the result of the Savings & Loan Association scandals and the Resolution Trust Corporation (RTC) being established which foreclosed and took collateral pledged for loans.  This had a dramatic impact on both residential and the commercial real estate market.  At the time the Japanese investor was a major force in the Hawaiian real estate market and proceeded to exit the market place.  We are now seeing a similar situation but not as severe.    

To view the 2007 & 2008 Year End Statistics go to www.JamesBFoster.com and click on the tab Condo Sales then scroll down to Maui MLS Statistics 2007 & 2008 and click to open the ADOBE pdf.

The West Maui real estate market continues to favor Buyers with Sellers willing to negotiate their prices.  The current inventory of West Maui condominiums for sale is now at 680 and the same date in 2006 it was 396.  Properties are requiring more time to sell such as five to six months and Buyers have a much larger inventory of properties for sale to choose from.  If you’re curious about current trends in Maui real estate and where the market is headed, the answer is - it depends on Location - it depends on if it is condominium or single-family residential - it depends on whether you look at volume, average or median prices.  In the current Maui real estate market the for sale inventory continues to increase and prices are typically flat or have decreased.

Condominiums for Sale - In the West Maui real estate market, at the beginning of January, 2007 - 410 condominiums with the total value of $372,238,031.00;  February, 2007 - 431 condominiums with the total value of $393,681,669.00; March, 2007 - 458 condominiums with the total value of $420,941,268.00; April, 2007 - 479 condominiums with the total value of $429,708,159.00; May, 2007 - 472 condominiums with the total value of $424,095,260.00; June, 2007 - 455 condominiums with the total value of $415,187,129.00; July, 2007 - 475 condominiums with the total value of $432,797,008.00; August, 2007 - 469 condominiums with the total value of $420,479,301.00; September, 2007 - 474 condominiums with the total value of $430,914,408.00; October, 2007 there were 471 condominiums with the total value of $423,631,002.00; November, 2007 there were 466 condominiums with the total value of $416,008,907.00; December, 2007 there were 485 condominiums with the total value of $421,080,117.00; January, 2008 there were 511 condominiums with the total value of $445,656,447.00; February, 2008 there were 559 condominiums with the total value of $500,946,603.00; March, 2008 there were 595 condominiums with the total value of $529,779,322.00;  April, 2008 there were 647 condominiums with the total value of $606,635,687.00; May, 2008 there were 634 condominiums with the total value of $583,391,821.00;  June, 2008 there were 644 condominiums with the total value of $590,736,279.00; and at the beginning of July, 2008 there are 680 condominiums for sale in the West Maui area with the total value of $662,919,268.00.  The condominium for sale inventory since July, 2005 has been as low as 165 and is up to 680 for July 2, 2008.  The “for sale” inventory on West Maui continues to increase.

Condominium Sales in 2006 - The total condominium sales for West Maui during the month of January, 2006 there were 42 sales and the total value was $28,574,643.00; for February, 2006 there were 48 sales and the total value was $32,995,078.00; for March, 2006 there were 40 sales and the total value was $32,199,584.00; for April, 2006 there were 43 sales and the total value was $41,898,525.00; for May, 2006 there were 51 sales and the total value was $39,644,886.00; for June, 2006 there were 40 sales and the total value was $32,533,500.00; for July, 2006 there were 30 sales and total value was $26,212,000.00; for August, 2006 there were 28 sales and the total value was $31,885,500.00; for September, 2006 there were 30 sales and the total value was $24,770,000.00; for October, 2006 there were 29 sales and the total value was $23,359,299.00; for November, 2006 there were 22 sales and the total value was $13,414,600.00; and for December, 2006 there were 30 sales and the total value was $23,169,999.00.  For 2006, the monthly average sales were 36 sales per month with the average sales value of $29,221,468.00 per month.

Condominium Sales in 2007 - The total condominium sales for West Maui during the month of January, 2007 there were 37 sales and the total value was $33,091,000.00; for February, 2007 there were 26 sales and the total value was $16,330,000.00; for March, 2007 there were 32 sales and the total value was $24,121,000.00; for April, 2007 there were 27 sales and the total value was $16,766,000.00; for May, 2007 there were 28 sales and the total value was $30,774,929.00; for June, 2007 there were 28 sales and the total value was $18,917,000.00; for July, 2007 there were 21 sales and the total value was $13,314,200.00; for August, 2007 there were 32 sales and the total value was $33,258,999.00; for September, 2007 there were 23 sales and the total value was $24,701,900.00; for October, 2007 there were 42 sales and the total value was $28,159,900.00, however this included a packaged sale of 19 units at Aina Nalu in Lahaina; for November, 2007 there were 15 sales and the total value was $15,930,000.00; and for December, 2007 there were 13 sales and the total value was $13,335,500.00. For 2007, the Month of December has seen the lowest number of sales in 2007.  The monthly average sales were 27 sales per month with the average sales value of $22,391,702.33 per month.

Condominium Sales in 2008 - The total condominium sales for West Maui during the month of January, 2008 there were 20 sales and the total value was $16,186,800.00; for February, 2008 there were 20 sales and the total value was $14,414,584.00; for March, 2008 there were 26 sales and the total value was $20,079,000.00; for April 2008 there were 26 sales and the total value was $19,435,500.00; for May 2008 there were 21 sales and the total value was $19,790,000; and for June 2008 there were 14 sales and the total value was $11,957,000.  The monthly average sales were 21 sales per month with the average sales value of $16,977,143.30.

The total condominium sales for August, 2005 was 52; September, 2005 - 58; October, 2005 - 38; November, 2005 - 48; December, 2005 - 47; January, 2006 - 42; February, 2006 - 48; March, 2006 - 40; April, 2006 - 43; May, 2006 - 51; June, 2006 - 40; July, 2006 - 30; August, 2006 - 28; September, 2006 - 30; October, 2006 - 29; November, 2006 - 20; December, 2006 - 30; January, 2007 - 37; February, 2007 - 26; March, 2007 - 32; April, 2007 - 27; May, 2007 - 28; June, 2007 - 28; July, 2007 - 21; August, 2007 - 32; September, 2007 - 23; October, 2007 - 42; November, 2007 - 15; December, 2007 - 13; January, 2008 - 20; February, 2008 - 20; March, 2008 - 26; April, 2008 - 26, May, 2008 - 21, and June, 2008 was 14. 

We have gone in to the Maui MLS database and pulled information for 2000 through 2007.  In 2000 - 654 condominium units sold in the West Maui area for a total value of $209,064,010; in 2001 - 605 condominium units sold for a total value of $271,681,337; in 2002 - 730 condominiums sold for a total value of $240,178,915; in 2003 - 737 condominiums sold for a total value of $319,748,466; In 2004 - 700 condominiums sold for a total value of $375,033,467; in 2005 - 682 condominiums for a total value of $408,582,315; in 2006 - 435 condominiums for a total value of $351,782,614; in 2007 - 327 condominiums for a total value of $271,290,428.00.  In 2008, from 1/1/08 to 7/2/08 - 131 condominium units sold in the West Maui area for a total value of $103,763,884.00.

For previous condo sale details, go to our web site, www.JamesBFoster.com and click on the tab Condo Sales then scroll down to your choice and click to open the ADOBE pdf.  For the time period of 1/1/2008 to 5/31/2008 the average price for a home on Maui was $919,139 which is down 6% for the time period of 1/1/07 to 5/31/07 when the average price was $997,513.  For the same time period the average price for a Fee Simple condo on Maui was $999,814 which is up 26% for the same time period when the average price was $793,082 according to the RAM (Realtor Assoc. of Maui) statistics.  Condo sales in Wailea, Makena, Kapalua and Kaanapali are having an impact on the Fee Simple Condo average price by increasing it.

Mortgage Rates for week of Jujy 7, 2008 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 6% 30yr fixed 2.0 pts (6.282 APR) 6.25% 30yr fixed .625 pt (6.401 APR) 6.375% 30yr fixed No Points (6.467 APR) Stated Income: 7.125% 30yr fixed 1.0 pt (7.323 APR) 6.5% 15yr fixed 1.0 pt (6.814 APR) Interest Only: 6.625% 30yr fixed 1.0 pt (6.8 APR) 6.875% 30yr fixed No points (6.961 APR) $$ for condotels. (Points include origination fee)

Mortgage Rates for week of June 2, 2008 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 5.625% 30yr fixed 2.0 pts (5.899 APR) 5.875% 30yr fixed 1.0 pt (6.058 APR) 6.125% 30yr fixed No Points (6.214 APR) Stated Income: 6.875% 30yr fixed 1.0 pt (7.069 APR) 6.25% 15yr fixed 1.0 pt (6.559 APR) Interest Only: 6.75% 30yr fixed 1.0 pt (6.943 APR) To $1M: 6.375% 30yr fixed No Points (6.466 APR) $$ for condotels. (Points include origination fee)

Mortgage Rates for week of May 1, 2008 - from First Hawaiian Mortgage - Rates: Houses & Condos Full docs: 5.50% 30yr fixed 2.0 pts (5.772 APR) 5.75% 30yr fixed 1.0 pt (5.931 APR) 5.875% 30yr fixed No Points (5.963 APR) Stated Income: 6.50% 30yr fixed 1.0 pt (6.69 APR) 6.125% 15yr fixed 1.0 pt (6.433 APR) Interest Only: 6.00% 30yr fixed 1.0 pt (6.185 APR) To $1M: 6.25% 30yr fixed No Points (6.436 APR) $$ for condotels. (Points include origination fee) 

If you would like to view the most current sales statistics for Maui or West Maui Condominiums, you can go to my web site www.JamesBFoster.com and click on Condo Sales in the upper left corner of the home page or go to www.JamesBFoster.com/condosales.php.

Some recent and past news about what is going on in Maui & Hawaii

Weather - As I am writing this newsletter today, July 6, 2008, it is about 86 degrees and beautiful, sunny weather.  The weather has been close to perfect the last couple of weeks and more of the same for the next few days.  May have a little rain coming towards the end of next week. 

Development Projects on Maui –For further information and details on this incredible development at the Royal Lahaina Villas send me an email to Jim@JamesBFoster.com

Merriman’s Restaurant Remodeled and Now Open - Chef/Owner Peter Merriman has transplanted his version of Hawaiian Regional Cuisine to this beautiful ocean-side location in the Kapalua resort. He uses only the freshest products of which 90% or more are locally produced or caught, using only sustainable methods. Peter has always been a front runner in the "Farm to Table" concept. All food is prepared in a way that highlights the natural flavors of the food. We have a very friendly staff to ensure that you have an incredible dining experience. Their food knowledge is among the best in the industry. All this is in the most beautiful location within the resort, right on the water where the most incredible sun sets are watched nightly at our "Champagne Point". The location is in Kapalua, 1 Bay Drive, Lahaina, Hawaii 96761, Phone: (808) 669-6400  It is staffed by professionals and probably the best food and service you will experience on Maui.  Satellite photo on www.google.com/maps 1 Bay Drive, Lahaina, HI, 96761
www.merrimanshawaii.com and click on Maui

Wow-Wee Maui’s Kava Bar & Grill in Kahului - Not for us married folks but sounds like fun for the single crowd.  Here, 50 first dates, or more, are on the menu every Tuesday.  On any given Tuesday night, the venue is bustling with singles looking for love through a formalized process called speed dating which allows participants to go on several dates in one night.  The owner Mike Capuano, launched the program in May.

Economic Forecast Revised for Hawaii – Predictions are for a much deeper slump for the remainder of the year and into 2009.  In a report released by the University of Hawaii Economic Research Organization expectations are for visitor arrivals to drop by nearly 5 percent, up from its earlier prediction of a 2 percent decline. The group’s June quarterly forecast blamed the closure of Aloha and ATA airlines, the departure of a second cruise ship and a surge in oil prices for the revised tourism figures.  The report doesn’t expect an economic recovery to begin until 2010, making the downturn ‘‘shallow but fairly lengthy.’’  The slump is not expected to be as great as it was after the Sept. 11, 2001, terrorist attacks but is expected to take longer to get back on track.

Maui Visitor Count Falling -  Visitor arrivals on Maui fell by 9.2 percent for the month of May.  The year-to-date number for Maui was down 3 percent. In a monthly report on visitor arrivals, the state tourism office said visitor spending on Maui also fell in May, by 9.4 percent to an average $171.80 per visitor per day, pushing Maui visitor spending below spending on Oahu. Maui previously led the major islands in visitor spending, with only the luxury resorts on Lanai continuing to report a higher average spending rate.
In May, the daily visitor spending rate for Lanai was $335.50, down 6.2 percent. Oahu recorded a rate of $208.90, up 18.9 percent. In April, Oahu's spending rate was $190.70 and Lanai's was $427.70, while Maui was at $192.70.  Tourism Liaison Marsha Wienert said the overall numbers were better than expected after the April slump, when Aloha Airlines and ATA shut down and airfares began climbing.  She also said May statistics were better than anticipated since the loss of two home-ported cruise ships and increased airfares.  She also believes increased marketing efforts in Maui’s base market, the west coast areas, will help stimulate demand for summer travel.  For the state as a whole, the data for the first five months of this year showed that total expenditures by visitors who arrived by air increased 3.2 percent to $4.94 billion even as total arrivals by air decreased 1.1 percent to 2.9 million. Tourism from Japan was down 6.2 percent in May, while 13.7 percent more people arrived from Canada.

United Airlines Plans No Changes For Now – United Airlines is reluctant to cut back on its flights to Hawaii, even if they don’t make money.  They offer the flights to have a place for their best customers to spend their frequent flyer miles. None is more committed to Hawaii than United. United is the biggest carrier to Hawaii and has been for 40 years.  The airline has a huge investment in promoting itself through promoting Hawaii and doesn’t want to damage the image it has crafted so carefully. 
Johnson adds one worry over convention business.  If airline travel gets too expensive, the first thing that will happen is people will begin to cancel out of the conventions.  Low attendance will mean that sponsoring groups will decide they won’t hold a convention in Hawaii again and so far, no cancellations.  The Hawaii Tourism Authority web site is     www.hawaiitourismauthority.org  The HTA is looking at a new model regarding convention bookings. Conventions are scheduled years in advance, so if groups do get spooked, the fallout could be felt in the islands for a long time.  Compared to Mainland venues, Hawaii conventions tend to attract an affluent crowd that might be able to afford to fly here.  We have got to broaden it out, so that the doctor or dentist can justify shutting his office for five days and then match it with some sort of vacation.

Lahaina Farms grocery chain’s fresh approach - Lahaina businesses come and go but I think this new business will flourish.  The Sullivan Family of Cos. — Foodland, Sack ’N Save, Food Pantry just opened the Lahaina Farms, a full service grocery with a focus on upscale, local and organic foods. It’s located in the Lahaina Gateway lifestyle center. The store is only 14,000 square feet, which is less than a third of the size of the Kihei Safeway.  Simon Cutts, the natural gourmet director, made a close study of markets in Manhattan, which are masters at getting a lot of variety in a small space.  The store is about 70 to 75 percent natural, gourmet and organic and fresh produce will be sourced as much as possible from local suppliers, from Maui Pineapple on down.  They have gourmet wines, oils, sausages, beluga caviar and etc.  In their great deli section they have pastries from Cakewalk Bakery in Haiku, made-to-order salads, organic garlic potato chips fried at the store, deli sandwiches and prepared entrees.  In the produce department, there were seven varieties of fresh mushrooms, and in the butcher and fish shop, organic poultry, beef, lamb and pork, plus poke and local fish.

Increased Vacancy in Commercial - A net 35,000 square feet of commercial office space has been vacated on Maui , doubling vacancies from the previous year with vacancy rates increasing to 10.65 percent.  Vacancy rates in the late 1990s exceeded 20 percent.  For retail space, 74,000 square feet was leased but offset by a significant increase in retail space.  Retailers are anxious about the future market because higher airline ticket prices and other factors are likely to slow growth in shopping by visitors.
Proposed projects are being shelved throughout Maui.  A year ago, there was 400,000 square feet of projects being talked about. Now it looks as if no more than about 50,000 square feet of new construction is likely to be finished through next year.  Lahaina Gateway, a 137,000-square-foot lifestyle center, is filling up this year, but no other large expansion is in prospect until Kahului Town Center, which is expected in 2010. In 2007, Maui retailers sold nearly $2 billion worth of goods, a record. But in January and February, sales dropped 13.2 percent over the year-ago period an if this trend continues, retailers will probably be agonizing over 2008 business plans.  For the first time in four years, landlords are offering incentives to get existing tenants to expand or new tenants to come in.

Medical Facilities on Maui - The Association for Improved Healthcare on Maui (AIHM) http://www.aihm-maui.org  whose mission is to serve as an advocate for the creation of a system that will provide improved healthcare services to all of the citizens and visitors of Maui County has been making some excellent progress.  For more information on making a contribution to this great cause, please visit the web site for AIHM at www.aihm-maui.org/ourfriends.htm. To stay informed of what is transpiring with future approvals of either the Kihei or West Maui hospital, you can send me an email and request a subscription to the “Coconut Wireless” to either my email at Jim@JameBFoster.com or Jan@SunshineRainbows.com  

Jan Shields - Running for Office - http://www.JanShields4Senate.com Go to this web site to read more

Real Estate & Financial Planning Tips:

Installment Sales – The advantages of an installment sale with real estate are: fast close; creation of a type of annuity for the seller; future property taxes paid by buyer; buyer responsible for all future maintenance; Seller collects negotiated interest rate instead of depositing sales proceeds in a bank at a lower rate; and can be utilized if property needs repairs and does not qualify for VA or FHA financing and spreads capital gains tax over the period of the payments received.  For more details to www.IRS.gov

Recapturing Depreciation – In 1997 the maximum capital gain tax rate dropped from 28% to 20% and now typically 15%.  However, if depreciation was previously taken, that amount is taxed at 25%.  You can coordinate with your accountant to determine how this might impact you upon a sale.  If you have been depreciating a property and sell there will be recapture unless you do a tax deferred exchange.  For more details to www.IRS.gov

Selling Property in Hawaii – The tax liability a seller has depends on whether they are a Hawaii resident on a non-resident.  If a non-resident, they will typically have a tax liability for the Conveyance Tax, Hawaii Capital Gains Tax (HARPTA), and Federal Capital Gains Tax.  A Foreign Property owner will have a tax liability as a result of the Foreign Investment in Real Property Tax Act of 1980 (FIRPTA)  An Estimated Seller’s Net Proceeds Statement can be prepared for an owner thinking about selling their property which will estimate the various deductions against the selling price. 

The escrow /closing process and costs – If you are a buyer or seller, you need to obtain an estimate of what your costs are going to be prior to closing and preferably when an offer is submitted. 

The State of Hawaii has a Conveyance Tax (transfer tax) (Form P-64A & P64B) for condominiums or single family residences for which the purchaser is ineligible for a county homeowner’s exemption on property tax of fifteen cents per $100 of valuation for properties less than $600,000; twenty-five cents per $100 of valuation for properties from $600,000 but less than $1,000,000; and thirty-five cents per $100 of valuation for properties with a valuation of $1,000,000 or more. 

You can have your agent obtain the costs of escrow and title insurance and other miscellaneous items. 

The other costs that need to be determined are the commissions, HARPTA (Hawaii Real Property Tax Act - Hawaii Capital Gain) and if the seller is not a U.S. Citizen, Foreign Investment in Real Property Tax Act (FIRPTA).  As either a Buyer you should know what your approximate costs to purchase are going to be and as a Seller you approximate need proceeds and how you might minimize the tax impact of selling.

Insurance Services on Maui and Hawaii – Whenever you buy property you will need insurance and I have recently worked with this person who gives excellent personal service and can explain insurance concepts so they are readily understandable.  If you are purchasing real estate are thinking about he is a good source to add to your contacts.  Charlie Cowan, Personal Lines Representative, Hawaii Insurance Consultants, LTD, Six Waterfront Plaza 3rd Floor,500 Ala Moana Blvd, Honolulu, HI 96813, AIG Hawaii Family of Companies, Phone: 808-544-3906, Toll Free 877-543-9789 Ext 906, Email Address: ccowan@aighawaii.com

Legal Services on Maui - If you need to establish a trust for your Maui property, set up a Limited Liability Company, or need legal assistance for preparing legal documents and require a Maui or Lahaina attorney, Gary Robert has had a legal practice here for many years and is a good source for those requiring legal related services.  He can be reached by phone at 808-667-7741, address is 808 Wainee St., Suite 201, Lahaina, HI, 96761 Fax is 808-667-7550 and Email grlaw@hawaiiantel.net

We receive calls on a regular basis and provide letters of Market Value at the time of death to assist in the Probate process for owners of Hawaii real estate. It is always unfortunate when estate planning has not been done and the tax liability has to be dealt with in a short period of time.

Take the time to review with your accountant, financial planner and attorney in the matters of current financial plans and also estate plans. If you do not have trusted advisors in these areas ask friends and business associates for recommendations because in the long run it may be the best investment you will make.
In past newsletters, I have mentioned that the easiest way to minimize the tax impact when selling is to do a tax deferred exchange.  If you have questions about tax deferred exchanges give us a call.  If you are considering selling your property in Hawaii, a tax deferred exchange will exempt you from the 5% HARPTA withholding and also the Federal Capital Gains Tax.  Planning in advance for the disposition or acquisition of assets is always a wise decision.  Another invaluable tool for sellers in doing a tax deferred exchange is having the option of using tenant-in-common (TICs) for qualifying for replacement properties.  Many property owners who currently own underperforming assets can sell those assets, taking advantage of tax deferred exchanges, and turn an underperforming asset such as land into an income producing asset.  Call me or send me an email if you would like additional information at 808-661-7994 or email Jim@JamesBFoster.com
If you are contemplating selling highly appreciated real estate during 2008 and would like for us to provide an analysis of how to best structure your transaction, please call us at 1-888-661-7994 or send us and email at Jim@JamesBFoster.com

Useful Internet Sites:

www.gizmodo.com Gadget Heaven!  Anyone you know a gadget freak? If so let them know about this site that is dedicated to everything related to gadgets, gizmos, and cutting-edge consumer electronics. In addition you'll find the latest news, reviews and recommendations for products including laptops, cell phones, PDAs, digital cameras, home entertainment and lots more.  How about a sink faucet that has LEDs that light up in response to the water temperature. Blue is for cold, red is for hot. Or maybe a tiny 3 ounce cell phone with all the 3G trimmings: 1.3-megapixel camera, video recording, data transfer, and video-conferencing.  Something new always happening here. Fun place to stay up with lightning speed change!
www.google.com/health This web site provides shows the future of how efficiently medical records and other information can be shared between patients and medical professionals. Google allows you to gather your medical records from doctors, hospitals, and pharmacies and keep your doctors up-to-date about your health.  This system should eliminate the need to fill out applications every time you see a new doctor and should minimize repetitious lab tests.
www.talkster.com   Listen to a ten second commercial and get free long distance and international calls, with up to 5 friends, all without cost.  You are provided with a local number (in your area) for each friend or relative you will be calling and when you wish to call them you simply use that assigned number.  They currently provide this service to 32 countries.

www.rottenneighbor.com  This web site helps you locate potential trouble or danger in areas where you reside or may purchase a home.  You get access to detailed maps of states, counties, cities and neighborhoods, all searchable by zip code where you can view comments about troublesome neighbors, bad clusters of neighbors and registered sex offenders.   Much of the information is provided anonymously and no guarantees it is 100% accurate but still useful.

www.wiki.com   You may or may not have heard of Wikis on the internet so you may not know about the proliferation of these websites that allow users to add and edit content collectively. The term originates from a Hawaiian word that means "quick”, with the best known wiki being Wikipedia. At this site  of Goggle’s wiki search you can search the wild world of wiki’s with Google simplicity and efficiency.

www.komando.com This is a great site for staying current on new technology, new software and internet issues.

Kindest Regards, Jim Foster

Chase 'N Rainbows Real Estate, Inc.
P.O. Box 10398
Lahaina, HI  96761
Toll Free 888-661-7994
Direct Line 808-661-7994
Cell 808-870-5858
Fax 808-667-2957
Real Estate for Sale www.JamesBFoster.com
Vacation Rental www.ChaseNRainbows.com
Email Jim@JamesBFoster.com

If you feel that you have received this newsletter in error, please send an email to Won@JamesBFoster.com and request to be removed with the subject line, “Unsubscribe from Newsletter.”

 
     
 
Sign me up for the monthly Maui Market Newsletter
 
 
Office (808) 661-7994
Toll-Free (888) 661-7994
Cell (808) 870-5858
Fax: (808) 667-2957

Chase ‘N Rainbows
Real Estate Inc.

P.O. Box 10398
Lahaina, Maui, HI 96761
Email: jim@jamesbfoster.com

 
  About Jim | Condo Sales | Search Properties | Maui Info | Contact | Sitemap | Home
Office (808) 661-7994 | Toll-Free (888) 661-7994 | Cell (808) 870-5858 | Fax: (808) 667-2957
Chase ‘N Rainbows Real Estate Inc., P.O. Box 10398, Lahaina, Maui, HI 96761, Email: jim@jamesbfoster.com
© 2005 Chase ’N Rainbows Real Estate | Real Estate Web Design by Site Tutor Inc.